Wealth Problem: The Arrival Syndrome

“MY power and the strength of MY hand made ME this wealth.”

The Tower of Babel, Pieter Bruegel the Elder 1563

For when Gentiles who do not have the Law instinctively perform the requirements of the Law, these, though not having the Law, are a law to themselves, in that they show the work of the Law written in their hearts… — Romans 2:14–15

“My” Power

What is this thing that hinders our ability to seek, acknowledge, and obey God the way we were created and desire to?

  • Proverbs 8:13 The fear of the Lord is hatred of evil. Pride and arrogance and the way of evil and perverted speech I hate.
  • Proverbs 11:2 When pride comes, then comes disgrace, but with the humble is wisdom.
  • Proverbs 26:12 Do you see a man who is wise in his own eyes? There is more hope for a fool than for him.
  • Proverbs 29:23 One’s pride will bring him low, but he who is lowly in spirit will obtain honor.

“The problem in America isn’t so much what people don’t know; the problem is what people think they know that just ain’t so.” — Will Rogers

There are many people who are so convinced they are following “God’s Way” of managing finances that they arrogantly refuse to even consider other possibilities. This also keeps them from studying the real truth of God’s word about the subject. They have “arrived”. I know this is true in many churches and Christian households because it was once me and my family. Only when I encountered problems with what I thought was true, did I seek the truth of God’s word and consider other possibilities. I pray others will not be as stubborn and prideful as I was, so they can truly follow God’s way to financial success, more quickly and much easier than I did.

In his pride the wicked man does not seek him; in all his thoughts there is no room for God. — Psalm 10:4

If ever we get to a point where we think and behave as if God is not truthful, will not do what’s best for us, and therefore choose to submit to something else (sin), we are simultaneously calling God a liar, and replacing Him with a god of our own.

If we say that we have not sinned, we make Him a liar and His word is not in us. — 1John 1:10

Is it any wonder why God abhors pride so much?

  • Obadiah 1:3 The arrogance of your heart has deceived you, The one who lives in the clefts of the rock, On the height of his dwelling place, Who says in his heart, ‘Who will bring me down to earth?’ 4 Though you make your home high like the eagle, Though you set your nest among the stars, From there I will bring you down,” declares the Lord.
  • Luke 18:9 Now He (Jesus) also told this parable to some people who trusted in themselves that they were righteous, and viewed others with contempt: 10 “Two men went up into the temple to pray, one a Pharisee and the other a tax collector. 11 The Pharisee stood and began praying this in regard to himself: ‘God, I thank You that I am not like other people: swindlers, crooked, adulterers, or even like this tax collector. 12 I fast twice a week; I pay tithes of all that I get.’ 13 But the tax collector, standing some distance away, was even unwilling to raise his eyes toward heaven, but was beating his chest, saying, ‘God, be merciful to me, the sinner!’ 14 I tell you, this man went to his house justified rather than the other one; for everyone who exalts himself will be humbled, but the one who humbles himself will be exalted.”
  • Philippians 2:3 Do nothing from selfishness or empty conceit, but with humility consider one another as more important than yourselves; 4 do not merely look out for your own personal interests, but also for the interests of others.
  • James 4:6 But he gives more grace. Therefore it says, “God opposes the proud, but gives grace to the humble.”


There are many misconceptions in the financial world. Most of peoples misunderstanding of finances is typically based on other people's misconceptions.

“Buy Term and invest the difference.”

The idea is that people should spend as few dollars as possible, to provide as much death benefit as possible, to temporarily manage the risk of dying early, while also building up significant wealth in other areas so that by the time the term is up, they will not need the death benefit.

“Whole-Life Insurance is the worst place to put money.”

When asking people to describe the perfect investment, the following qualities are the ones most often cited, with some variation from person to person:

  1. A consistent high rate of return
  2. Liquidity
  3. Guaranteed
  4. Safe
  5. Tax Free
  6. No market volatility
  7. Creditor Protected
  8. Inflation Proof
  9. Control
  10. Transferable
  11. Easy to manage
  12. No fees or penalties
  13. Reputable
  14. Private


But one who has looked intently at the perfect law, the law of freedom, and has continued in it, not having become a forgetful hearer but an active doer, this person will be blessed in what he does. — James 1:25

We must get out of thinking pridefully so we can see the truth. Study the source of truth, the bible. Seek to practically and specifically apply what it says in our own life. Find existing solutions that help us implement and practice what God tells us to do. If the solution does not exist, unite with other like-minded people to make it happen.



Founder of Disciple Wealth Strategies. Serve God & Master Money (Luke 16:13)

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Austin L Garner

Founder of Disciple Wealth Strategies. Serve God & Master Money (Luke 16:13)